![]() ![]() This extra feature does not come with a hard inquiry and does not impact your credit reports. Pay your Self credit builder loan on time for three months, save more than $100 in your credit builder, and then apply for a Self Visa Credit Card. Maximize ways to build your credit with Self. In addition to your loan package, Self also offers a secured credit card. Self comes in different plans and locks your savings in a CD. Your money is placed into a 24-month CD where it earns interest. Self, another fintech company that helps people build credit, offers pre-packaged loan terms. Fees: $9 administrative fee + variable finance charge (up to $533). ![]() Get Instacash in case of unexpected expenses without any hard checks on your credit. Get access to some of your funds right away (unlike most credit builder loans where you can't access your savings). However, it does come with extra perks.ĭo you need cash instantly? MoneyLion's credit builder loan features a 0% APR cash advance of up to $300. Watch out for the steep price tag though, as you will be paying a $19.99 membership fee on top of your monthly installments with this option. You can get a MoneyLion credit builder loan without the credit check by joining their Credit Builder Plus Membership. MoneyLion is a fintech company that specializes in banking products targeted to underserved populations. Browse the DCU website for personal loans, auto loans, and different savings accounts that match your needs. Build better payment history with timely payments and earn from your savings.ĭCU also offers other types of products. The dividends may offset the APR of your savings loan. A secured loan is one that requires you to pledge a valuable asset as collateral against the loan (like your home, car, or bank account) that will then become the bank's property if you default on the loan.ĭCU's credit builder loan gives you the chance to earn dividends. "Secured" means that the bank is protected, not you. ![]()
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